How to Add or Remove Dependents from Your UHC Plan ?

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You can easily add or remove dependents from your UnitedHealthcare plan by visiting activate.uhc.com. Make updates during Open Enrollment or after major life events like marriage or birth. Keeping your dependent info current helps avoid coverage gaps and ensures timely access to benefits.

When Can You Add or Remove a Dependent?

Generally, you can make changes to your UnitedHealthcare plan during:

  • Open Enrollment (usually once a year)

  • Qualifying Life Events (QLEs) such as:

    • Marriage or divorce

    • Birth or adoption of a child

    • Death of a dependent

    • Loss of other coverage

    • Change in employment

How to Add a Dependent to Your UHC Plan ?

  1. Log in to your account
    Go to activate.uhc.com and sign in or create your account if you haven’t already.

  2. Navigate to “My Coverage” or “Benefits” section
    Find the section labeled “Manage Dependents” or “Enrollment Changes.”

  3. Select “Add Dependent”
    Provide the necessary details like name, date of birth, relationship, and Social Security Number.

  4. Upload documentation (if required)
    For example, a birth certificate for a newborn or a marriage certificate.

  5. Review and confirm
    Double-check your changes before submitting. You may receive a confirmation email.

How to Remove a Dependent from Your Plan ?

  1. Go to activate.uhc.com and log in
    Navigate to the same “Manage Dependents” area.

  2. Select the dependent you want to remove
    Click “Remove” or “Report a Change.”

  3. Indicate the reason for removal
    Examples: Divorce, aging out, death, or enrollment in another plan.

  4. Submit supporting documents
    Some cases may require legal proof or alternative coverage documentation.

  5. Submit the request
    UHC will notify you when the removal is processed.

 Advantages of Managing Dependents on Your UHC Plan

  1. Accurate Coverage for Your Loved Ones
  2. Avoids Unnecessary Costs
  3. Faster Claim Approvals
  4. Prevents Coverage Gaps
  5. Easy Online Management
  6. Compliance with Plan Rules

FAQs

Q1: Can I add a dependent anytime?
Only during Open Enrollment or within 30 days of a Qualifying Life Event (QLE).

Q2: Where do I update dependent info?
Visit activate.uhc.com and log in to your account to manage dependents online.

Q3: What documents are needed?
You may need to upload a birth certificate, marriage certificate, or legal paperwork depending on the change.

Q4: How long does it take to process the change?
Usually within a few business days after all documents are verified.

Conclusion

Keeping your UnitedHealthcare plan updated with current dependent information is essential for seamless coverage. Whether you're adding a newborn or removing a former dependent, timely updates through activate.uhc.com ensure accurate benefits, fewer claim issues, and peace of mind. Stay proactive — your family's health coverage depends on it.

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